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This special invitation is only available to the individual BGA, Sub BGAs will not be eligible nor will there be any consideration of IMO affiliation. Only one invitation will be extended to each qualifier, regardless of the total production by his or her agency. The invitation will only be extended to the principal owner (stockholder) and no substitution of any kind will be allowed. Where there is multiple ownership, the principals will be allowed to determine as to which principal the invitation will be extended. Note: Protective Life reserves the right to determine the conference attendees based not only on NPAP, but additional factors that may include persistency and placement ratio. The BGA must be in good standing with the Company at the time of the Convention meeting our standards of integrity and professionalism. Attendance is by invitation only.